Harley-Davidson® Insurance

Affordable insurance
coverage from the
name you trust.

Harley-Davidson® Insurance is quality, affordable motorcycle insurance, backed by quality service and support. A wide range of coverage options are available, designed with the unique concerns of motorcycle riders in mind. Our licensed agents know H-D® motorcycles and will help tailor a policy to your needs with fast, accurate quoting to get you immediate coverage and onto the road.

Check out these benefits

Coverages for a variety of motorcycle types Icon Checkmark

$1,000 optional equipment included¹ Icon Checkmark

Money saving discounts available Icon Checkmark

H-D® genuine parts + accessories replaced with
H-D® genuine parts for all repairs

Bodily Injury Liability Motorcycle

Bike Replacement Cost Two Wrenches

Collision Coverage Shield with Checkmark

Comprehensive Coverage Two Helmets

Guest Passenger Liability Medical Form

Medical Expense Coverage

Optional Equipment Coverage Muffler

Optional Equipment Replacement Cost Tow Truck

Roadside Assistance First Aid Sign

Uninsured Motorist Bodily Injury First aid Form

Underinsured Motorist Bodily Injury Road and Mountains

Vacation Rental Coverage

Insurance Coverages²

Coverages that make a difference

With H-D™ Insurance, you can choose from a wide range of coverages to find the best policy and the very best protection available for your motorcycle.

Discounts

you can save in multiple ways

Harley-Davidson Insurance Services provides the best motorcycle insurance for your ride, and offers a wide range of money-saving discounts on our already competitive rates.

Anti-Theft Two Wrenches and Lock

Bundled Protection Percentage Burst

Claim-Free Renewal Motorcycle Vest

Experienced Rider H-D Riding Academy Logo

H-D™ Riding Academy

H.O.G.® Member House

Home Ownership American Flag

Military and Law Enforcement Motorcycle

New Bike

Prompt Payer

Rental Coverages

Never miss a minute on the open road

H-D™ Insurance offers optional Rental Reimbursement Coverage and Vacation Rental Coverage in its policies so you’ll never be without a ride!
And don’t forget that rider groups, including Club EagleRider members and H.O.G.® members, receive a discount on their H-D™ Insurance.³

Rental reimbursement
coverage Road and mountains

Vacation Rental
Coverage EagleRider Logo

The exclusive U.S. provider of rentals and
tours for Harley-Davidson® Motor Company.

Get your motorcycle insurance from the people that know motorcycles.
We’re ready to ride—are you? Visit or call 866.801.9186 for a quote today!

Motorcycle Insurance FAQs

You've got questions, we've got answers!

Where can I get even more information on H-D™ Insurance? Visit h-dinsurance.com for more details, history, and contact resources, or call 866.801.9186 to get a quote from a licensed agent.

How can I make a claim on my bike under my current H-D™ Insurance policy? Please contact Harley-Davidson Insurance Services first. Their H-D™ Insurance motorcycle claims specialists are standing by to facilitate a seamless claims process and assist with everything from roadside assistance to scheduling repairs. You can file a claim online or call the H-D™ Insurance Claims Hotline at 800.242.2464. They will provide instructions as to when to come into the dealership.

How can I make a payment on my H-D™ Insurance policy? You can pay by phone by calling Harley-Davidson Insurance Services at 800.242.2464, or online by using their secure site.

I have a question not covered here—are there more FAQs available? There sure are! See our general FAQs, or you can learn even more by reviewing our coverage FAQs or discounts FAQs.

¹ Amount may vary by state; contact Harley-Davidson Insurance for details.

² Coverages and requirements vary by state.

³ Not available in CA, NY or TN. Limit one Rider Group Discount per policy.

Quote provided through Harley-Davidson Insurance Services, Inc., a Nevada domiciled insurance agency (NV#5597). Harley-Davidson Insurance Services insurance products are underwritten, and claims are handled, by a member of the Sentry Insurance Group, Stevens Point, WI. Policies, coverages, benefits, and discounts are not available in all states. See policy for complete coverage details.